The First State Bank is an independent, Kansas State Chartered Bank, locally owned and operated, with assets over $400 million. It has grown to five full-service branches. First State Bank was chartered April 2, 1902, and has a long history of serving the residents of Northwest Kansas and Southwest Nebraska. First State Bank offers a variety of personal and commercial services ranging from checking and savings accounts, certificates of deposit, trusts, and a variety of loans. Also, its affiliated insurance company, First Choice Insurance, offers crop insurance products.