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Capital One reviews

Capital One

4.7
Unclaimed
4.7
Unclaimed
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Categories: Commercial Banks
Services: Bank Account
Summary:
Company size: 5000+

Capital One Financial Corporation, incorporated in July 21, 1994, is a diversified banking company focused primarily on consumer and commercial lending and deposit origination. Its principal business segments are Local Banking and National Lending. Local Banking includes consumer, small business and commercial deposits, and lending conducted within its branch network.


Capital One - Reviews

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Showing 1 – 10 of 26
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RM
Rheanne M.Nov 16, 2025
4.2
Commercial Banks | Bank Account
Incentivize
Ratings:
Knowledge and competency
4.0
Trust and confidence
5.0
Ease of Doing Business With
5.0
Value
4.0
Willingness to Recommend
3.0
Overall Rating
4.0
Customer Service and Responsiveness
5.0
Fees and Costs
4.0
Communications and transparency
4.0
Comment on the ratings:

Maybe update the app a little but, overall it’s good.

WT
William T.Oct 21, 2025
5.0
Commercial Banks | Bank Account
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
5.0
Ease of Doing Business With
5.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
5.0
Fees and Costs
5.0
Communications and transparency
5.0
Comment on the ratings:

I really enjoy their HYSA with no overdraft fees. They have good savings and checking bonuses. However HYSA keeps decreasing.

JN
Jacquelynn N.Oct 21, 2025
4.7
Commercial Banks | Bank Account ,Credit Card Services
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
5.0
Ease of Doing Business With
4.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
4.0
Fees and Costs
5.0
Communications and transparency
4.0
Comment on the ratings:

No fees or minimums for all of their accounts. I’ve been using them for my savings, checking, and CD accounts with ease. Also has a great APR

NK
Neha K.Oct 11, 2025
4.2
Commercial Banks | Bank Account ,Payments
Organic
Ratings:
Knowledge and competency
5.0
Trust and confidence
4.0
Ease of Doing Business With
4.0
Value
4.0
Willingness to Recommend
4.0
Overall Rating
5.0
Customer Service and Responsiveness
4.0
Fees and Costs
5.0
Communications and transparency
3.0
Comment on the ratings:

I am a big fan of Capital One and doing business with them. Excellent banking !!

TV
Tapan V.Sep 6, 2025
5.0
Commercial Banks | Bank Account ,Credit Card Services
Organic
Ratings:
Knowledge and competency
5.0
Trust and confidence
5.0
Ease of Doing Business With
5.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
5.0
Fees and Costs
5.0
Communications and transparency
5.0
Comment on the ratings:

I’ve had a consistently positive experience with Capital One, both through their online banking platform and when interacting with customer service over the phone. It’s clear that Capital One values its customers—their website interface is clean, intuitive, and easy to navigate, which makes managing finances a breeze. I also appreciate the credit card offerings, especially the generous cashback rewards that add real value. One area that could be strengthened is the site’s security features. Currently, the login process relies primarily on a username and password. To enhance user confidence and protection against phishing attempts, I suggest incorporating additional security layers—such as CAPTCHA and a personalized image or quote unique to each user. These elements would help users verify they’re on the legitimate Capital One site, offering peace of mind and reinforcing trust in the brand.

NL
Niccolo L.Sep 6, 2025
4.2
Commercial Banks | Payments ,Loans & Lending
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
3.0
Ease of Doing Business With
4.0
Value
4.0
Willingness to Recommend
5.0
Overall Rating
4.0
Customer Service and Responsiveness
5.0
Fees and Costs
4.0
Communications and transparency
4.0
Comment on the ratings:

Customer service, fees could be lower. So I would recommend to someone

LJ
Lexi J.Aug 17, 2025
4.9
Commercial Banks | Credit Card Services
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
5.0
Ease of Doing Business With
4.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
5.0
Fees and Costs
5.0
Communications and transparency
5.0
Comment on the ratings:

I hBe loved my experience with capital one and it started with a credit card. now that they have acquired Discover Bank I get to call them my primary bank as well.

SL
Sen L.Aug 17, 2025
5.0
Commercial Banks | Bank Account
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
5.0
Ease of Doing Business With
5.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
5.0
Fees and Costs
5.0
Communications and transparency
5.0
Comment on the ratings:

Very easy to do business with. I really appreciate the absence of fees/penalties associated with transferring funds between accounts.

OT
Octavia T.Aug 17, 2025
4.3
Commercial Banks | Bank Account
Incentivize
Ratings:
Knowledge and competency
4.0
Trust and confidence
4.0
Ease of Doing Business With
5.0
Value
5.0
Willingness to Recommend
4.0
Overall Rating
4.0
Customer Service and Responsiveness
4.0
Fees and Costs
5.0
Communications and transparency
4.0
Comment on the ratings:

I enjoy the ease of use, such as the easy to navigate app. I enjoy being able to access my debit card numbers in-app and the iPhone widget displaying my balance. I believe customer communication and customer service could be improved.

DC
Doja C.Jul 23, 2025
5.0
Commercial Banks | Bank Account
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
5.0
Ease of Doing Business With
5.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
5.0
Fees and Costs
5.0
Communications and transparency
5.0
Comment on the ratings:

Capital one is a very good bank that provides a great service to it's customers.

Additional comments:

What did you like most and least about your experience with the Firm?

Something I like the most about the firm is being able to have a bank that doesn't require monthly maintenance fees. Something I dislike about it is when I overdrawn I'm in the negatives. That is my only issue.

What recommendations would you make to the Bank and to other businesses considering engaging this Firm?

I would say keep, being the way you are. Especially with the no maintenance fees.

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