1st Ed Credit Union was founded in 1938 as Franklin County Teachers Credit Union. Membership in 1st Ed Credit Union is open to individuals, including employees and students of specific educational institutions like Shalom Christian Academy and Wilson College, as well as those employed by various organizations and businesses in Pennsylvania's Adams, Cumberland, Franklin, Fulton, and York Counties. Additionally, employees of Adams County Head Start School, various schools, and local businesses are also eligible to join this credit union. 1st Ed Credit Union offers consumer checking and savings accounts, certificates of deposit, individual retirement accounts, health savings accounts, credit cards, consumer loans, mortgages, and retirement, investment and insurance services.