Drummond Community Bank was organized in 1990 by a group of Chiefland business owners who saw a need for a locally owned and locally managed bank. Shares of stock were made available to interested investors who provided the foundation of what quickly became the dominant banking institution in the Chiefland area, and its only locally chartered bank. Drummond Community Bank currently maintains a 5-Star rating from Bauer financial, a private independent rating organization who ranks the safety and soundness of financial institutions on a nationwide basis.