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Chime reviews

Chime

4.3
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4.3
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Summary:
Company size: 501-1000

Chime is a financial technology provider based in San Francisco founded in 2013. Chime develops and markets financial technology applications and partners with regional banks to create digital financial products and services.


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Chime - Reviews

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Showing 1 – 10 of 54
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BE
Beau E.Dec 7, 2025
4.0
Fintech | Payments
Incentivize
Ratings:
Knowledge and competency
4.0
Trust and confidence
4.0
Ease of Doing Business With
4.0
Value
4.0
Willingness to Recommend
4.0
Overall Rating
4.0
Customer Service and Responsiveness
4.0
Fees and Costs
4.0
Communications and transparency
4.0
Comment on the ratings:

I think this service could be improved if I had to authorize transactions that were from a subscription before they just go through I don't know if I have had this happen with this bank before but it has happened to me with other banks.

GM
Gareth M.Dec 6, 2025
5.0
Commercial Banks | Bank Account
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
5.0
Ease of Doing Business With
5.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
5.0
Fees and Costs
5.0
Communications and transparency
5.0
Comment on the ratings:

I like chime because they offer fee free overdraft. I just think my pay can be a trap though.

SW
Samantha W.Dec 4, 2025
4.6
Commercial Banks | Bank Account
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
4.0
Ease of Doing Business With
4.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
4.0
Fees and Costs
5.0
Communications and transparency
4.0
Comment on the ratings:

No issues or complaints other than a couple of times I had a miscommunication with them. All issues resolved.

JK
Jonathan K.Nov 27, 2025
5.0
Fintech | Payments
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
5.0
Ease of Doing Business With
5.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
5.0
Fees and Costs
5.0
Communications and transparency
5.0
Comment on the ratings:

The best banking for online users. No fees. Credit card. Spot me

JG
Jessica G.Nov 26, 2025
4.9
Fintech | Digital Banks
Incentivize
Ratings:
Knowledge and competency
4.0
Trust and confidence
5.0
Ease of Doing Business With
5.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
5.0
Fees and Costs
5.0
Communications and transparency
5.0
Comment on the ratings:

Chime is the best online bank that I have ever used. I love that my money is fdic insured, i get my pay three days early

CG
Christie G.Nov 26, 2025
5.0
Fintech | Personal Finance Management
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
5.0
Ease of Doing Business With
5.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
5.0
Fees and Costs
5.0
Communications and transparency
5.0
Comment on the ratings:

Everything's simple maybe work on it being capable with other money apps

RP
Richard P.Nov 24, 2025
5.0
Fintech | Payments
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
5.0
Ease of Doing Business With
5.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
5.0
Fees and Costs
5.0
Communications and transparency
5.0
Comment on the ratings:

I like the cash advance service they do because I always seem to need money before payday

MJ
Marie J.Nov 24, 2025
3.2
Commercial Banks | Payments
Incentivize
Ratings:
Knowledge and competency
3.0
Trust and confidence
4.0
Ease of Doing Business With
3.0
Value
4.0
Willingness to Recommend
4.0
Overall Rating
1.0
Customer Service and Responsiveness
2.0
Fees and Costs
3.0
Communications and transparency
5.0
Comment on the ratings:

Amazing chime bank help everyone who need it that can

NJ
Nevaeh J.Nov 16, 2025
4.6
Commercial Banks | Payments ,Credit Card Services ,Bank Account
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
5.0
Ease of Doing Business With
5.0
Value
5.0
Willingness to Recommend
4.0
Overall Rating
4.0
Customer Service and Responsiveness
3.0
Fees and Costs
5.0
Communications and transparency
5.0
Comment on the ratings:

i like the layout and i think maybe add an invoice option

LY
Lorraine Y.Nov 16, 2025
5.0
Fintech | Payments
Incentivize
Ratings:
Knowledge and competency
5.0
Trust and confidence
5.0
Ease of Doing Business With
5.0
Value
5.0
Willingness to Recommend
5.0
Overall Rating
5.0
Customer Service and Responsiveness
5.0
Fees and Costs
5.0
Communications and transparency
5.0
Comment on the ratings:

Chime has been one of the best banking experiences I’ve ever had. Everything about it feels modern, fast, and easy to use. The app is clean, intuitive, and makes managing my money feel completely stress-free. I love being able to see my transactions instantly, get real-time notifications, and track my spending without any confusion. One of the biggest advantages is that Chime doesn’t surprise you with hidden fees — no overdraft fees, no monthly fees, and no minimum balance requirements. Getting paid early is also a huge benefit, and it’s something traditional banks rarely offer. Security-wise, I feel very safe using Chime. The app makes it simple to lock my card, replace it, or monitor activity. Customer service is also quick and helpful whenever I need support. If you’re looking for a dependable, user-friendly, and fee-free bank that fits a modern lifestyle, Chime is an excellent choice. I highly recommend it for anyone who wants more control and less stress with their banking.

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