The Summit Federal Credit Union is federally-chartered credit union located in Rochester, New York founded in 1941. Qualification for membership in The Summit Federal Credit Union includes residing, working, worshipping, volunteering, or attending school within specific geographic boundaries in New York, such as Amherst, Buffalo, Cortland County, Geneva, Henrietta, Rochester, Syracuse, and Tonawanda. The Summit Federal Credit Union offers commercial loans, commercial deposit accounts, consumer and small business checking and savings accounts, certificates of deposit, individual retirement accounts, health savings accounts, credit cards, consumer loans, mortgages, and retirement, investment and insurance services.