Talbot State Bank was established in 1906, but was purchased by its current owners in 1980. The main office is located at 76 E. Main Street, Woodland, Georgia, just across the railroad tracks on Highway 36. The Fayetteville Branch is located at 710 Glynn Street North, Fayetteville, Georgia, about a north mile of the historic Fayette County Courthouse. The bank's most important assets are its customers. Bank products are designed, banking hours are set, and employees are hired and trained to meet the needs of customers.