Southern Michigan Bank & Trust

Throughout Southern Michigan Bank & Trust's solid history of community banking, service has always been the key to its success.

Throughout Southern Michigan Bank & Trust's solid history of community banking, service has always been the key to its success. As SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. In 1871 nine men began organizing Southern Michigan National Bank in Coldwater, Michigan. In 2017 SMB&T opened up an office in the Portage Trade Centre off of I-94 in order to expand the Commercial Lending and Wealth Management departments in the area.