Northern State Bank of Thief River Falls is a home owned independent bank. It offers Direct deposit - Payroll, Social Security, Gov't Assistance, Pension, Veterans, etc., Wire transfers, Cashier's checks, Money orders, Savings bonds - I bonds, EE bonds - Series EE and E bonds cashed, Canadian currency exchange, Retirement accounts, Safe deposit boxes, Bank-by-mail, Telephone transfers, Automatic transfers, Cash cards, Check cards, Credit cards - Mastercard and Visa, Night depository - available 24 hours, 24 hour ATM, Notary Service, Tax depository for sales, withholding, etc.