Lake Michigan Credit Union is a state-chartered credit union based in Grand Rapids, Michigan founded in 1933. Lake Michigan Credit Union membership is available to persons who live, work, or worship anywhere in Michigan's lower peninsula or anywhere in Florida, immediate family members of any LMCU members. Lake Michigan Credit Union offers commercial loans, commercial deposit accounts, consumer and small business checking and savings accounts, certificates of deposit, individual retirement accounts, health savings accounts, credit cards, consumer loans, mortgages, and retirement, investment and insurance services.