Dropp is a “pay per use” small value transaction payment platform designed to make it easy for consumers to purchase small-value goods and services securely without signups. Dropp enables the “Pay-per-usage” model that appeals to a growing customer base that wants to use services on an ad-hoc, on-demand basis and only pay for what they use. Dropp enables merchants that provide cloud-based data API, market data feed, IoT sensor data, and others facing a similar challenge can leverage this platform to offer their services more cost effectively in smaller increments.