Clients Love Us

Charter Capital is a full-service invoice factoring company, using our experience to build your company. Our mission is to grow your business by delivering the financial resources you need and the responsive, personal service you want. We provide you with a continuous, flexible source of operating capital without incurring additional debt, striving to deliver where others cannot. The result: you feel confident in taking advantage of new growth opportunities that can dramatically increase your bottom line.

United States

North America

Get expert feedback on Charter Capital capabilities and product offerings. BankerAdvisor helps you review and compare hundreds of banks to help you find the best one for you.

Charter Capital Reviews 2024 | BankerAdvisor

Charter Capital

Scott Kleinman, co-president at Apollo Global Management Inc., has warned markets not to get too comfortable with the current trajectory of inflation and interest rates. “Inflation is not tamed,” Kleinman said in a Bloomberg Television interview on Tuesday. “The Fed can say what it wants. You just have to open your eyes and look around.” Kleinman was speaking a week after Donald Trump won the US presidential election. The Republican has vowed to introduce a raft of import tariffs that economists warn could stoke inflation just as the US Federal Reserve has started to cut interest rates on the road to bringing price growth back to 2%.

Apollo’s Kleinman Says ‘Open Your Eyes, Inflation Not Tamed’

It’s fascinating how things change. Donald Trump is President-Elect and bitcoin’s price soars to over $80,000. Quite predictable as he will be the crypto-President, as mentioned in July,  but maybe a forecast of a bitcoin price of $100,000+ by year-end is not so outrageous after all. Then, what intrigued me, is two stories. The first is about stablecoin Tether and how it may rule out Howard Lutnick, billionaire CEO of Cantor Fitzgerald, from becoming Treasury Secretary; and the second is the launch of a new stablecoin by cryptocurrency titans including Robinhood, Kraken and Galaxy Digital.


Will the new America be based upon a digital dollar that is stable?

Federal Reserve Chairman Jerome Powell said Thursday that strong U.S. economic growth will allow policymakers to take their time in deciding how far and how fast to lower interest rates.
"The economy is not sending any signals that we need to be in a hurry to lower rates,” Powell said in Dallas. 

Powell says the Fed doesn’t need to be ‘in a hurry’ to reduce interest rates

BlackRock has a handshake deal to buy private credit group HPS Investment Partners, the Financial Times reported on Wednesday. The final deal value would be closer to $12 billion, which offers a significant premium over HPS's post-IPO valuation of $10 billion, the report said, citing two sources familiar with the matter. The two sides have agreed on the broad outline of the deal with an eye towards announcing general terms after the U.S. Thanksgiving holiday, the report added, citing four people familiar with the matter.

BlackRock has deal to buy private credit manager HPS, FT reports

Recent and upcoming rate cuts will provide relief for private credit borrowers through lower funding costs in 2025, even as many have already benefitted from repricing and improving financing conditions. 

How This Will Shape 2025 
Repricing will continue to change market dynamics. Companies should see a bigger benefit from rate cuts in 2025 than this year. Competition and convergence between public and private markets will continue. With growth and innovations in private markets, some borrowers have the luxury of choice between broadly syndicated or private credit. 

Private Markets: How Will Private Credit Respond To Declining Yields?

JPMorgan Chase CEO Jamie Dimon reportedly said Friday (Sept. 20) that he is skeptical that the U.S. economy will see a soft landing. “I am a little more skeptical than other people. I give it lower odds,” Dimon said during The Atlantic Festival, Bloomberg reported Friday. Dimon said that while inflation has come down, it can come down more and it is unlikely to go away easily, according to the report. He has been warning for over a year that inflation could remain sticky due to deficit spending, a “remilitarization of the world” and other drivers, the report said. Dimon’s comments come two days after the Federal Reserve lowered its benchmark interest rate by one-half percentage point. 

JPMorgan Chase CEO Jamie Dimon Says Inflation Likely to Persist

The majority of public pension funds and sovereign wealth funds (58%) expect to increase their infrastructure allocations over the next 12 to 24 months, according to the OMFIF’s Global Public Funds 2024 report. The Official Monetary and Financial Institutions Forum is a forum for central banking, economic policy and public investment. Twenty-eight global public funds with a combined $6.5 trillion in assets. This is up from 53% that had the same expectation in last year’s survey and 42% in 2022. 

Most global public funds plan to increase infrastructure allocations — OMFIF report

The US Department of Justice (DOJ) has filed a civil antitrust lawsuit against Visa over allegations of “monopolisation and other unlawful conduct in debit network markets in violation of Sections 1 and 2 of the Sherman Act”. In a press release announcing the lawsuit on 24 September, the DOJ says: “Filed in the US District Court for the Southern District of New York, the complaint alleges that Visa illegally maintains a monopoly over debit network markets by using its dominance to thwart the growth of its existing competitors and prevent others from developing new and innovative alternatives.”

US Department of Justice files civil antitrust lawsuit against Visa

In 1971 John Connally, then the American treasury secretary, told his European counterparts that the dollar was “our currency, but your problem”. Over the following half-century the global economy has transformed, but Connally’s adage still rings true: even though the value of the dollar remains largely set by domestic developments in America, its swings almost always send ripples across the world. One such big swing may be on the cards, as the economic policies promised by Donald Trump, America’s president-elect, look set to turbocharge the greenback. That spells trouble for growth in the rest of the world.

America’s strengthening dollar will rattle the rest of the world

Investing.com -- The Federal Reserve may need to implement more aggressive rate cuts as recent data reveals a concerning trend in the labor market, according to Citi analysts in a note Wednesday. The bank said the percentage of individuals finding "jobs hard to get" is increasing, signaling that the rise in unemployment is not merely a sign of a growing labor supply but an indication of weak hiring conditions.  Citi notes that this trend, observed in the Conference Board survey, is reminiscent of the conditions in September 2001, a period when the U.S. economy was already in recession. This situation suggests that a “hard landing” could be imminent, making further aggressive rate cuts from the Fed more likely, says the bank.

Fed may have to cut aggressively as individuals finding jobs hard to get is rising

The Federal Reserve is stressing the importance of fintechs and core providers for the future expansion of its new instant payments system FedNow. The Federal Reserve won’t provide fintechs with direct access to its new instant payments system FedNow, but it’s still courting their participation in the new real-time ecosystem. 

Fintechs can help the Fed see what’s on the horizon for the new faster payment system and allow the new real-time payments services to be easier to use, said Mollie Markham, a Federal Reserve Bank of Chicago industry specialist who works with nonbanks. Fintechs can also assist the Fed in providing services that make the most of FedNow’s data-rich capabilities, she said during a conference this month.

Fed courts nonbanks for FedNow growth

It seems JPMorgan CEO Jamie Dimon can’t see a way ahead for the U.S. economy that doesn’t end in stagflation.  It’s a warning Dimon has issued before, previously saying he fears America is headed for a repeat of the 1970s when everything “felt great” and then quickly about-turned to a period of high unemployment and inflation paired with low demand, also known as “stagflation.” Appearing at AllianceBernstein’s Strategic Decisions conference on Wednesday, Dimon said he simply can’t see how the past five years of massive fiscal and monetary stimulus could result in anything other than this scenario. 

How can you tell me it won’t lead to stagflation?’ Jamie Dimon says ‘extraordinary’ government spending has him bracing for high inflation and unemployment

Private investment group Sixth Street will pump $4bn into a vehicle to buy loans from US fintech Affirm in a deal that will give the lender firepower to make billions of dollars in additional consumer loans.The pact, which is expected to give Affirm the ability to make $20bn in new loans in the next three years, is the latest tie-up between a private credit fund and consumer credit provider, as the industry taps new avenues to lend to Americans struggling from years of high inflation.The structures allow companies such as Affirm and Sweden-based Klarna — which specialise in “buy now, pay later” loans — to offload debt they have underwritten from their balance sheets, shifting the risks to investors. 


Sixth Street pact hands Affirm firepower for $20bn in new consumer loans

BankerAdvisor Trusted reviews for financial services

Charter Capital - Reviews