America's First Credit Union is a federally-chartered credit union based in Birmingham, Alabama founded in 1936. Membership includes individuals who live, work, worship, or attend school in specific counties within Alabama and immediate family members of current members. America's First Credit Union offers commercial loans, commercial deposit accounts, consumer and small business checking and savings accounts, certificates of deposit, individual retirement accounts, health savings accounts, credit cards, consumer loans, mortgages, and retirement, investment and insurance services.