1st Cooperative Federal Credit Union was founded in 1970 and based in Cayce, South Carolina. Membership in the 1st Cooperative Federal Credit Union is available to electric cooperative employees, trustees, and their immediate family members, including spouses, children, parents, siblings, grandparents, and grandchildren. 1st Cooperative Federal Credit Union offers commercial loans, commercial deposit accounts, consumer and small business checking and savings accounts, certificates of deposit, individual retirement accounts, health savings accounts, credit cards, consumer loans, mortgages, and retirement, investment and insurance services.